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By Cozette M. White If you’re looking to save money this holiday season, you can’t go wrong with a good old-fashioned Christmas Club. First offered by banks during the Great Depression as a tool to bring customers back, they’re still around decades later. Here’s what you need to know about saving money this holiday with […]
There is a lot of advice out there on how to live a frugal life. You can go from anything as simple as turning off the lights when you leave a room to grinding your own flour. There are forums out there where people discuss the way they use the rainwater they collect to do […]
You know you need to be saving money but you never seem to have enough at the end of the month or worse, you are further in debt. We have all experienced that at some point in our live. Living below your means is more a matter of self-discipline. A few adjustments here and there […]
While new homes are 100 percent more energy efficient today than those built three decades ago, most people are not familiar with how to actually design energy savings into the infrastructure of their home. Here are a few ways to save energy in your home: 1) Windows and doors: Today’s architecture takes advantage of increased […]
The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from. But if you are guided with […]