Cozette White
Cozette White
By Cozette M. White Emergency funds are considered to be a necessity as far as financial security is concerned, since it can provide one with financial resources that one can resort to and depend on when an emergency arises such that when one is sick and have the burden of paying huge medical bills, or […]
By Cozette M. White Many families hit the road during the holidays. With kids of school, they take advantage of the time off and explore new destinations. However, with a tight economy and many families on a budget it may be difficult to find a family vacation that fits the budget. Here are five great […]
By Cozette M. White Money management skill is one of the most important skills that parents can impart their children and the preparation for that should begin at home. Considering that we only have about 18 or so years to nurture and guide them before they fly the nest, the sooner we impart money saving […]
Choosing a Lender Choosing a lender is a very important part of the process of re-financing a home. Understanding the different re-financing options and knowing how each of these options work is very important but none of this matter at all if the homeowner is unable to find a lender who is willing to offer […]
Recession can be a very stubborn thing. Once it drops by, it can take a while for it to fade away and disappear. However, that doesn’t mean that we should simply sit back and let it overcome us. It can, after all, wreck on our finances and personal lives. In these tough times, finding a […]
It is general knowledge people are typically not savers. They tend to spend much more than they save; according to studies, saving money is not as popular as it once was. Saving is extremely important to the quality of life you expect to live in the future. Think about it, what would happen if your […]
There is a lot of advice out there on how to live a frugal life. You can go from anything as simple as turning off the lights when you leave a room to grinding your own flour. There are forums out there where people discuss the way they use the rainwater they collect to do […]
If you have a vision of what you would like to achieve, it’s of the essence to create an action plan of how and when you’re going to do it. This is the time to set particular goals, assign timelines and watch as quantifiable results begin to evidence. You’ll break down each and every action […]
You know you need to be saving money but you never seem to have enough at the end of the month or worse, you are further in debt. We have all experienced that at some point in our live. Living below your means is more a matter of self-discipline. A few adjustments here and there […]
While new homes are 100 percent more energy efficient today than those built three decades ago, most people are not familiar with how to actually design energy savings into the infrastructure of their home. Here are a few ways to save energy in your home: 1) Windows and doors: Today’s architecture takes advantage of increased […]